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A J.C. Hart Apartment Community in Westfield, IN

How To Rent An Apartment In Westfield

August 30, 2023
Exterior of multi-level apartment building with attached garage.

Are you getting ready to rent your first apartment? Or maybe it’s been a long time since you leased one, and now you’re starting the steps again. Here’s what you need to know about how to rent an apartment in Westfield, from figuring out what you can afford to finding the ideal apartment and filling out the application.

How Much Can You Afford?

Open apartment floor plan with connected kitchen and living room.

What you should do first is determine what you can pay. You wouldn’t want to go crazy about an apartment only to realize it’s completely out of your range. Think about your budget before you take a tour of that fantastic two-bedroom unit with a nature view. Here’s some advice to help you get started.

  • Review your net income - the amount you have after taxes - and subtract your current expenses (credit cards, car payments, etc.).
  • Plan for unforeseen charges like auto repairs and emergency medical care. Generally speaking, add 10 percent to your current bill amount.
  • Forecast expenses at your new unit, such as utility bills and groceries. If you need a starting point, go with $250 a month for each one.
  • How commonly do you dine out? Project your entertainment and dining expenses per month.
  • What is remaining? This is what you can apply toward rent. Now is the time to decide if you should consider a roommate.

Picking The Right Apartment In Westfield

Fitness center with aerobic and weight training equipment.

Exploring different properties and floor plans is enjoyable but also time-consuming. Be sure you give yourself adequate time to search around - at least two or three months. Your first step is to decide on the general area. Do you wish to be close to your office or school? Are you trying to find something in the city or in the suburbs? Is there entertainment and shopping in close proximity? Determining an exact location will will be of great benefit.

You probably have a clear idea of how many bedrooms you’ll want, so you may focus on finding your preferred floor plan. At the same time, you should consider what amenities are must-haves. Is a fitness center or swimming pool non-negotiable? Do you need an animal-friendly community with a dog park? Making these decisions will simplify your search.

Finishing The Application Process

Designated dog park at apartment community.

After you’ve found an apartment, you must conclude the application process. You’ll need to be prepared with photo identification, proof of income, and some references. You’ll generally be charged an application fee to cover the cost of background and credit checks. If you need a co-signer, ask about them early in the process, as they may not be permitted.

The application process will usually consist of the following:

  1. Pay the application fee
  2. Fill out an application form
  3. Prepare for credit and background checks
  4. Sign the lease

When submitting the application, you should plan to show the information below:

  • Name, email, phone number, and current address
  • Employment and salary
  • Past address(es)
  • Animals (if applicable)
  • Emergency contacts
  • References - you might be asked to supply former landlords or personal and professional references

Find The Perfect Apartment At Ashley Place Apartments

Renting an apartment in Westfield is simple at Ashley Place Apartments. We offer a wide assortment of amenities and floor plans to fit your lifestyle. Arrange a tour to see our property or call (317) 689-0173 to chat with one of our friendly leasing representatives about how to rent one of our apartments in Westfield.